Table of Contents
Current Financial Situation
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- Post-election consolidation
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- Figure 2: “How would you generally describe your financial situation at the moment?”, November 2015
- Figure 3: The wellbeing index, February 2009 - November 2015
- The income divide is still stark
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- Figure 4: Financial situation, by household income, November 2015
Changes in Financial Wellbeing
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- Increases in disposable income are reflected in consumer sentiment
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- Figure 5: “How would you describe your finances compared to a year ago?”, November 2015
- Time to give up on the beards and craft coffee?
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- Figure 6: The recovery index, July 2011 – November 2015
- 41% of higher income earners say they’re better-off
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- Figure 7: Change in financial situation, by household income, November 2015
Financial Confidence
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- Many are shrugging off macro-economic concerns
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- Figure 8: “And how do you feel about your financial situation over the next year or so?”, November 2015
- Figure 9: The financial confidence index, January 2009 – November 2015
- £25,000 a year: the dividing line between confidence and concern
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- Figure 10: Financial confidence, by household income, November 2015
Spending Plans
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- Festive plans: look good, eat well
- Home improvements stutter
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- Figure 11: “Thinking about how you spend your money, which of the following have you done over the last three months? And which do you plan to do over the next three months?”, November 2015
- Figure 12: The financial activity index, June 2012 – November 2015
- Higher earners set to boost Christmas spending…
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- Figure 13: Financial activity, by household income, November 2015
- …and are responding to the recovery
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- Figure 14: Financial activity - plan to do in the next three months, by household income, November 2015
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