Mortgages - UK - March 2005 - Market Research Report

Download options

select all | deselect all

With selected items:

Download as MS Word compatible file

Download as MS Word compatible file (zipped)

Mortgages - UK - March 2005

The End of the Boom?

Key trends include:

The key background factor in recent times has been the doubling of house prices over the last five years.

The average house now costs nearly six times the average gross annual earnings.

The migration of the young and economically active to the southern half of the country, and the rise of one-person households, will continue to put pressure on housing and keep mortgage values up.

Demographic trends are favourable for the industry in the long term but graduate debt could seriously retard the growth of the key ABC1 group as customers.

...more »

About the market…

Key trends include:

The key background factor in recent times has been the doubling of house prices over the last five years.

The average house now costs nearly six times the average gross annual earnings.

The migration of the young and economically active to the southern half of the country, and the rise of one-person households, will continue to put pressure on housing and keep mortgage values up.

Demographic trends are favourable for the industry in the long term but graduate debt could seriously retard the growth of the key ABC1 group as customers.

About Mintel’s research…

Fusing together the most innovative consumer research and latest market analysis, Mintel's new report offers you all the insight and inspiration you need for designing clever, targeted and profitable marketing strategies in the mortgages market. Use Mintel’s report to:

Identify the key factors that determine the scale and nature of the UK mortgages market,

Track the market’s size, trends and supply structure

Monitor consumer take-up of mortgages – penetration and preferences

Assess consumer attitudes towards mortgages and mortgage providers

Come to terms with attitudes to home ownership

Find out how to best reach key target groups

Develop the next big idea in your market

Pin point market potential and promotional opportunities

Measure market forecasts.

Intriguing findings include…

Specialist lenders now account for 20% of mortgages and cannot be ignored as a competitive force.

The local bank or building society is easily the favourite distribution channel for mortgages

Around one third of customers have changed mortgage or mortgage provider over the last 12 months. The prime customers in particular are getting harder to keep.

...less »

Report Price:
£995
$1568
€1187

This report is part of the following subscriptions:

Related Reports

Equity Release Schemes - UK This report is not part of your subscription

“On first glance the recent downward trend in equity release sales suggests a market in decline rather than one with significant potential for growth. However, on closer inspection there are some positive signs which suggest that the recent challenges should not be overstated.”

– Deborah Osguthorpe, Senior Financial Services Analyst

Some questions answered in this report include:

Can the market recover...

Mortgage Intermediary Focus - UK This report is not part of your subscription

Deposit and Savings Accounts - UK This report is not part of your subscription

Buy-to-Let - Investing in Property - UK This report is not part of your subscription

Christmas Shopping 2011 and Planning for 2012 - UK This report is not part of your subscription

DIY Retailing - UK This report is not part of your subscription

Travel Insurance - UK This report is not part of your subscription

Creditor Insurance - UK This report is not part of your subscription

...more »

Report History

Mortgages - UK - March 2012 This report is not part of your subscription

Mortgages - UK - April 2011 This report is not part of your subscription

Mortgages - UK - March 2010 This report is not part of your subscription

Mortgages - UK - March 2009 This report is not part of your subscription

Mortgages - UK - March 2008 This report is not part of your subscription

Mortgages - UK - March 2007 This report is not part of your subscription

Mortgages - UK - March 2006 This report is not part of your subscription

Mortgages - UK - April 2004 This report is not part of your subscription

Mortgages - UK - March 2003 This report is not part of your subscription

Mortgages - UK - March 2002 This report is not part of your subscription

Mortgages - UK - March 2001 This report is not part of your subscription

Mortgages - UK - March 1999 This report is not part of your subscription

Mortgages - UK - September 1992 This report is not part of your subscription