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Consumers, Saving and Investing - UK - January 2012
Consumers, Saving and Investing - UK - January 2012

“Although the current squeeze on household budgets has undoubtedly put a damper on the amount of money people are able to save, the lack of a savings habit among many individuals often comes down to lifestyle choices. By designing savings products and services that take lifestyle into consideration providers may be able to encourage more people to develop disciplined savings habits.”

– George Zaborowski, Senior Financial Services Analyst

Some questions answered in the report include:

“Although the current squeeze on household budgets has undoubtedly put a damper on the amount of money people are able to save, the lack of a savings habit among many individuals often comes down to lifestyle choices. By designing savings products and services that take lifestyle into consideration providers may be able to encourage more people to develop disciplined savings habits.”

– George Zaborowski, Senior Financial Services Analyst

Some questions answered in the report include:

How will changing population dynamics affect the market?
Why don’t British savers chase better returns on the stockmarket?
How can long-term investing be made more appealing to young savers?
How can providers encourage better savings habits?
Is there a way to help those hampered by debt become savers?

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“On first glance the recent downward trend in equity release sales suggests a market in decline rather than one with significant potential for growth. However, on closer inspection there are some positive signs which suggest that the recent challenges should not be overstated.”

– Deborah Osguthorpe, Senior Financial Services Analyst

Some questions answered in this report include:

Can the market recover...